By accessing or using the website of Working Capital Network ("WCN," "we," "us," "our") at wc-network.com, or submitting an application through us, you agree to be bound by these Terms of Service. If you don't agree, please don't use our site or services.
WCN is a business funding brokerage and advisory firm. We work with a network of lending partners to help business owners find and access the financing that fits their situation. We are not a direct lender — we facilitate matches between borrowers and appropriate lenders.
All funding decisions, terms, rates, and closing conditions are ultimately determined by the individual lender providing the financing. WCN does not guarantee approval or specific terms.
When you submit an application through our site, you authorize us to:
You represent that all information you submit is accurate and truthful. Providing false information may result in denial of financing, cancellation of funded loans, and potential legal action.
WCN does not charge you a fee to apply. Our compensation typically comes from the lenders we work with when a deal closes. In some cases, specific products carry origination fees (typically 0-4%) that are deducted from funding proceeds — these will always be disclosed to you before you sign anything.
Nothing on our website or in our communications constitutes a guarantee of approval, specific loan terms, or funding timelines. Approval, rates, and terms depend on your business situation and the specific lender's underwriting criteria.
All content on wc-network.com — including text, graphics, logos, and design — is owned by Working Capital Network and protected by intellectual property laws. You may not copy, reproduce, or use our content without written permission.
To the fullest extent permitted by law, WCN and its officers, employees, and affiliates are not liable for any indirect, incidental, or consequential damages arising from your use of our services. Our total liability to you is limited to the fees you have paid us (which for most users is $0).
You agree to indemnify and hold WCN harmless from any claims, damages, or expenses arising from your breach of these Terms or your misuse of our services.
These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes will be resolved in the state or federal courts located in Orange County, California.
We may update these Terms from time to time. Continued use of our site after changes are posted constitutes acceptance of the updated Terms.
Questions about these Terms? Email deals@wc-network.com or call (714) 349-9509.
Last updated: September 2026